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Money Cruise With Ms. DCruz
How Technology is Changing the Way We Dress
Fashion and tech are no longer separate worlds. From smart fabrics to virtual fitting rooms, technology is reshaping how we shop, wear,...
Marie Dcruz
12 hours ago1 min read
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Climate Change: What the Science Really Says
Climate change is one of the most pressing global issues, but what does science actually tell us? Clear data and observations offer a...
Marie Dcruz
12 hours ago1 min read
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Smarter Customer Service with AI Integration
The landscape of customer service is evolving, and Artificial Intelligence (AI) is at the heart of this transformation. Whether it’s via...
Marie Dcruz
12 hours ago2 min read
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The Importance of the Constitution in Modern Governance
Every democratic nation is guided by a constitution—a written or unwritten framework that defines the structure of government, the rights...
Marie Dcruz
May 141 min read
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Climate Zones of the World: Understanding Global Diversity
The Earth’s tilt, rotation, and orbit around the sun cause uneven heating, resulting in diverse climate zones—from tropical rainforests...
Marie Dcruz
May 141 min read
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Why Instant Loans Are Dominating India’s Retail Credit Market
The Indian lending ecosystem is undergoing a seismic shift, with instant personal loans gaining ground as the go-to solution for...
Marie Dcruz
May 141 min read
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Yoga for Every Body: Finding Flexibility, Balance, and Peace
Yoga has been practiced for thousands of years, and its enduring popularity is a testament to its holistic benefits. More than just...
Marie Dcruz
May 81 min read
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The Joy of Letters: How Handwritten Notes Are Making a Comeback
In the age of instant messaging and emails, handwritten letters seem almost forgotten. But a quiet revival is underway, and it’s bringing...
Marie Dcruz
May 81 min read
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Poonawalla Fincorp's AI-Powered Evolution in Financial Services
Poonawalla Fincorp Limited , a prominent non-banking financial company under the Cyrus Poonawalla Group, is undergoing a significant...
Marie Dcruz
May 83 min read
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The Renaissance of Home Cooking: Culinary Self-Sufficiency in the Digital Age
When lockdowns forced restaurants to close their doors in 2020, a remarkable phenomenon emerged—home kitchens came alive. What began as...
Marie Dcruz
Apr 303 min read
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Compliance & Risk-Focused Debt Collection
An effective collection process must balance recovery efficiency with regulatory compliance and risk mitigation. Financial institutions...
Marie Dcruz
Apr 302 min read
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The Rise of Subscription-Based Services and Consumer Spending Patterns
Urban Indian consumers now maintain an average of 7.2 active subscriptions across various services, including entertainment, fitness, and...
Marie Dcruz
Apr 241 min read
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Financing Lifestyle Upgrades Through Consumer Durable Loans
Consumer durable loans have transformed from niche products to mainstream financial solutions, addressing the growing demand for...
Marie Dcruz
Apr 242 min read
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Why Bodyweight Workouts at Home Actually Work
Fitness doesn’t require a gym. You don’t need machines, weights, or treadmills. You only need your body. That’s what bodyweight training...
Marie Dcruz
Apr 143 min read
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How Telemedicine Is Changing Healthcare in India
Visiting a hospital can be tough. Long travel times, busy waiting rooms, and expensive fees often stop people from seeking care....
Marie Dcruz
Apr 143 min read
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Poonawalla Fincorp Expands Loan Access for Retailers with New Shopkeeper Loan Program
Poonawalla Fincorp Limited has introduced a new credit product designed to support small retailers across India. This initiative, known...
Marie Dcruz
Apr 144 min read
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The Untapped Potential of Niche Lending Markets
In the dynamic landscape of Indian finance, NBFCs have carved a niche by identifying and serving segments overlooked by traditional...
Marie Dcruz
Apr 112 min read
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India's NBFC Sector: From Disruptors to Mainstream Players
The transformation of NBFCs from niche players to systemically important institutions reflects both India's evolving financial needs and...
Marie Dcruz
Apr 72 min read
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The Transformative Power of AI in Modern Financial Institutions
The financial sector is undergoing a radical transformation through artificial intelligence, with institutions leveraging advanced...
Marie Dcruz
Apr 12 min read
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From Disruption to Dominance: AI's Complete Takeover of Fintech Innovation
The fintech sector stands at an inflection point where artificial intelligence has transitioned from disruptor to dominant force. No...
Marie Dcruz
Mar 282 min read
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