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Money Cruise With Ms. DCruz
The Renaissance of Home Cooking: Culinary Self-Sufficiency in the Digital Age
When lockdowns forced restaurants to close their doors in 2020, a remarkable phenomenon emerged—home kitchens came alive. What began as...
Marie Dcruz
Apr 30, 20253 min read


Compliance & Risk-Focused Debt Collection
An effective collection process must balance recovery efficiency with regulatory compliance and risk mitigation. Financial institutions...
Marie Dcruz
Apr 30, 20252 min read
The Rise of Subscription-Based Services and Consumer Spending Patterns
Urban Indian consumers now maintain an average of 7.2 active subscriptions across various services, including entertainment, fitness, and...
Marie Dcruz
Apr 24, 20251 min read


Financing Lifestyle Upgrades Through Consumer Durable Loans
Consumer durable loans have transformed from niche products to mainstream financial solutions, addressing the growing demand for...
Marie Dcruz
Apr 24, 20252 min read
Why Bodyweight Workouts at Home Actually Work
Fitness doesn’t require a gym. You don’t need machines, weights, or treadmills. You only need your body. That’s what bodyweight training...
Marie Dcruz
Apr 14, 20253 min read
How Telemedicine Is Changing Healthcare in India
Visiting a hospital can be tough. Long travel times, busy waiting rooms, and expensive fees often stop people from seeking care....
Marie Dcruz
Apr 14, 20253 min read


Poonawalla Fincorp Expands Loan Access for Retailers with New Shopkeeper Loan Program
Poonawalla Fincorp Limited has introduced a new credit product designed to support small retailers across India. This initiative, known...
Marie Dcruz
Apr 14, 20254 min read


The Untapped Potential of Niche Lending Markets
In the dynamic landscape of Indian finance, NBFCs have carved a niche by identifying and serving segments overlooked by traditional...
Marie Dcruz
Apr 11, 20252 min read


India's NBFC Sector: From Disruptors to Mainstream Players
The transformation of NBFCs from niche players to systemically important institutions reflects both India's evolving financial needs and...
Marie Dcruz
Apr 7, 20252 min read


The Transformative Power of AI in Modern Financial Institutions
The financial sector is undergoing a radical transformation through artificial intelligence, with institutions leveraging advanced...
Marie Dcruz
Apr 1, 20252 min read


From Disruption to Dominance: AI's Complete Takeover of Fintech Innovation
The fintech sector stands at an inflection point where artificial intelligence has transitioned from disruptor to dominant force. No...
Marie Dcruz
Mar 28, 20252 min read


The Human Face of AI Banking: How Poonawalla Fincorp is Rewriting India's Credit Story
In the bustling spice markets of Old Delhi, a quiet transformation is taking place. Shopkeepers who once waited weeks for loan approvals...
Marie Dcruz
Mar 25, 20252 min read


Poonawalla Fincorp and IIT Bombay Partner to Redefine Credit Underwriting with AI
Poonawalla Fincorp Limited (PFL), a leading NBFC under the Cyrus Poonawalla Group, has launched an AI-powered underwriting solution in...
Marie Dcruz
Mar 24, 20252 min read


Poonawalla Fincorp Powers India’s Transport Sector with CV Loan Initiative
Poonawalla Fincorp Limited (PFL), a trusted NBFC backed by the Cyrus Poonawalla Group, has launched its Commercial Vehicle (CV) Secured...
Marie Dcruz
Mar 21, 20252 min read


Poonawalla Fincorp’s Commercial Vehicle Loans: Fueling Business Success
Poonawalla Fincorp Limited is set to launch its Commercial Vehicle Loan in March 2025, offering tailored financial solutions for both...
Marie Dcruz
Mar 18, 20252 min read


The Mycenaean Civilization: Precursors to Classical Greece?
The Mycenaean civilization, which flourished from approximately 1600 BCE to 1100 BCE, is often regarded as one of the most influential...
Marie Dcruz
Mar 12, 20253 min read


Making Education Loans Hassle-Free: How Lenders Are Changing the Game
For many students, securing an education loan is the first step toward a brighter future. But let's be honest—the process can be...
Marie Dcruz
Mar 12, 20252 min read


Transforming Education Loans: A Blueprint for Financial Accessibility
The rising cost of higher education has made education loans a necessity for millions of students worldwide. However, the current system...
Marie Dcruz
Mar 11, 20252 min read


The Power of Speed: How Instant Personal Loans Are Transforming Financial Emergencies
In today’s fast-paced world, financial needs often arise unexpectedly. Whether it’s a medical emergency, a sudden travel requirement, or...
Marie Dcruz
Mar 5, 20254 min read


The Era of Instant Personal Loans: Speed, Convenience, and Accessibility
The financial services industry is undergoing a seismic shift, with instant personal loans emerging as a cornerstone of modern lending....
Marie Dcruz
Mar 4, 20252 min read
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